Tag: Financial Planning
How Fixed Index Annuities Can Protect Your Future from Market Volatility (Ep. 21)

How Fixed Index Annuities Can Protect Your Future from Market Volatility (Ep. 21)

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When the market drops, retirees feel it first—and hardest. But what if you could protect your life savings and still participate in market growth? 

In this episode, Bryan Repple unpacks the true purpose of fixed index annuities and why they’re often misunderstood in today’s financial landscape.

He dives into why so many traditional financial advisors overlook these tools, how fees and commissions actually work, and how annuities can create peace of mind, especially in volatile markets. 

This episode is packed with real talk, real strategy, and a refreshing perspective on a tool that’s helped countless retirees achieve financial confidence.

Key conversations in this week’s episode include:

  • Fixed Index Annuities explained simply [00:02:28]
  • The metaphor of a luxury elevator for your money [00:04:23]
  • Real-life examples of protecting against market risks [00:06:25]
  • Balancing portfolios for pre-retirees and retirees [00:11:55]
  • And more!

Connect with Bryan Repple: 

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Bryan Repple. The content has been made available for informational and educational purposes only. The content is not intended to be a substitute for professional investing advice.

Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. Bryan Repple is a registered representative and investment advisor for G.A. Repple & Company, member of FINRA, SIPC.
The Power of Perspective During Market Volatility (Ep. 20)

The Power of Perspective During Market Volatility (Ep. 20)

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What does market volatility mean for your financial peace?

Join Bryan Repple as he dives into the heart of market fluctuations and their impact on your investment journey. In this episode, Bryan explores the influence of market volatility on wealth management, drawing on historical insights and personal experiences to steer your financial ship through choppy waters.

Bryan discusses: 

  • The emotional challenges and opportunities of market volatility [02:12]
  • Navigating inflation – lessons from the ’80s to now [03:44]
  • Strategic responses to market downturns [08:58]
  • Utilizing a bucket strategy for retirees [13:48]
  • Aligning investment decisions with personal goals over sensational headlines [14:04]
  • And more

Connect with Bryan Repple: 

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Bryan Repple. The content has been made available for informational and educational purposes only. The content is not intended to be a substitute for professional investing advice.

Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. Bryan Repple is a registered representative and investment advisor for G.A. Repple & Company, member of FINRA, SIPC.
How Strategic Tax Moves Build Future Wealth (Ep. 19)

How Strategic Tax Moves Build Future Wealth (Ep. 19)

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What if market downturns were actually opportunities? 

That’s the question Bryan Repple tackles, guiding listeners through tax strategies to take control of their financial future despite economic uncertainties. Whether you’re curious about Roth conversions, tax loss harvesting, or the lesser-known qualified charitable distributions (QCDs), this episode shines a light on tactics that can make a real difference.

Bryan discusses: 

  • The potential benefits of Roth conversions and why 2025 might be a pivotal year to consider them. [00:03:38]
  • Transforming market dips into tax savings through tax loss harvesting and direct indexing. [00:09:30] 
  • The power of qualified charitable distributions for those 70.5 and older, and how they help in saving taxes while supporting causes close to your heart. [00:15:28]
  • The importance of focusing on what you can control with effective tax planning amidst unpredictable market conditions. [00:19:28] 
  • And more

Connect with Bryan Repple: 

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Bryan Repple. The content has been made available for informational and educational purposes only. The content is not intended to be a substitute for professional investing advice.

Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. Bryan Repple is a registered representative and investment advisor for G.A. Repple & Company, member of FINRA, SIPC.
Mindset & Money: What You Focus On Grows (Ep. 18)

Mindset & Money: What You Focus On Grows (Ep. 18)

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What if wealth wasn’t just about money, but also about mindset?

Bryan Repple has an enlightening conversation on how mindset significantly impacts your financial journey and overall well-being. Bryan explores the profound belief that “what you focus on grows” and reveals how this concept applies not only to wealth accumulation but also to mindset transformation. Discover how adopting a positive money mindset can change your financial decisions and life trajectory, despite past limitations or beliefs.

Bryan discusses: 

  • The intricate dance between mindset and money, highlighting the importance of shifting from scarcity to abundance. [2:15]
  • How the Drama Triangle affects our money beliefs and decision-making, and ways to break free from this limiting mindset. [3:34]
  • Techniques to capture and transform negative thoughts to fuel growth and prosperity. [10:55]
  • The significance of undertaking a personal audit of your money story and reframing financial beliefs towards abundance and purpose. [7:30]
  • And more

Previous Episodes of Interest:

Connect with Bryan Repple: 

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Bryan Repple. The content has been made available for informational and educational purposes only. The content is not intended to be a substitute for professional investing advice.

Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. Bryan Repple is a registered representative and investment advisor for G.A. Repple & Company, member of FINRA, SIPC.
How to Weather Financial Storms (Ep. 17)

How to Weather Financial Storms (Ep. 17)

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Join host Bryan Repple as he emphasizes that most investors don’t have a money problem—they have a behavior problem. He explains how emotional decision-making, driven by headlines and short-term market swings, often leads to mistakes. Instead of reacting to volatility, investors should take a step back, gain perspective, and rely on a well-structured financial plan.

Drawing on his 27 years of experience in financial markets, Bryan compares financial planning to using a GPS on a road trip—adjustments should be made before the storm hits, not in the middle of it. With proper planning, including goal alignment, diversification, and rebalancing, investors can navigate uncertainty with confidence.

Success isn’t about beating the market—it’s about having a disciplined, evidence-based strategy that aligns with long-term financial goals. 

Prepare for the storm with these highlights: 

  • Is it a money problem or a behavior problem? [03:04]
  • Lessons from historic financial storms and their guidance for present market conditions [07:48]
  • Evidence-based investment strategies and the fallacy of short-term actions [11:04]
  • Building resilient financial plans with strategic “guardrails” [14:40]
  • The essence of holistic financial planning for peace of mind [16:00]
  • And more

Connect with Bryan Repple: 

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Bryan Repple. The content has been made available for informational and educational purposes only. The content is not intended to be a substitute for professional investing advice.

Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. Bryan Repple is a registered representative and investment advisor for G.A. Repple & Company, member of FINRA, SIPC.
How to Make Your Spirit the Leader of Your Life with Dr. George Cope (Ep.16)

How to Make Your Spirit the Leader of Your Life with Dr. George Cope (Ep.16)

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What does it truly mean to let your spirit reign as king on the path to holistic abundance? Explore the transformative power of aligning your inner essence with your goals, unlocking a life of purpose, balance, and limitless potential. ✨👑

In this installment of Brain Wealth, Bryan interviews Dr. George Cope, a long-time friend and spiritual advisor, about the powerful synergy between the mind, body, and spirit. 

Together, they delve into thought-provoking questions like “Who am I?” and “What’s my purpose?” while sharing stories of triumph over personal challenges, such as coping with dyslexia.

Key discussions include:

  • Understanding the connection between spirit, soul, and body
  • Strategies to enhance your spiritual container
  • Practical ways to prioritize a relationship with God over rigid rules 
  • Daily routines for nurturing spiritual well-being
  • And more!

Connect with Bryan Repple: 

Connect with Dr. George Cope:

About Our Guest: 

George has served over forty-five years in the ministry, and pastored churches in various regions of the U.S., including an inner city church in Chicago and eight years in Orlando. He earned a B.A. in Biblical Studies, an M.A., and Doctor of Ministry in Leadership. He has traveled the world preaching and teaching in over forty-nine countries.

He was President of Zion Bible College in Rhode Island. He served on the pastoral board of Vision Orlando and joined Vision Orlando full-time as Pastoral Director in 2013. Dr. George is happily married to his wife, Cheryl, for over fifty years and enjoys spending time with his family of 1 daughter and 3 grandchildren.

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Bryan Repple. The content has been made available for informational and educational purposes only. The content is not intended to be a

substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. Bryan Repple is a registered representative and investment advisor for G.A. Repple & Company, member of FINRA, SIPC.
Planning Your Financial Future with the New Administration (Ep.15)

Planning Your Financial Future with the New Administration (Ep.15)

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What does Trump’s return to the White House mean for your bottom line?

Bryan Repple digs into the latest post-election buzz and its impact on your wallet, featuring spirited discussions on Trump’s economic policies, the prospects for Bitcoin, and the reality of inflation. 

Tune in to hear Bryan’s take on: 

  • What Trump’s return could mean for tax cuts and economic growth
  • The potential for deregulation and a pro-growth agenda
  • Robert Kennedy Jr.’s role in health services and the possibility of making America healthier
  • The volatile journey of Bitcoin post-election and what it means for investors
  • The lingering effects of cooling inflation on everyday expenses
  • And more

Previous Episode of Interest:

Connect with Bryan Repple: 

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Bryan Repple. The content has been made available for informational and educational purposes only. The content is not intended to be a

substitute for professional investing advice.

Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. Bryan Repple is a registered representative and investment advisor for G.A. Repple & Company, member of FINRA, SIPC.
Tax Strategies for 2024 with Michael Mandarino (Ep. 14)

Tax Strategies for 2024 with Michael Mandarino (Ep. 14)

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As the end of the year approaches, are you prepared to handle taxes wisely? Are you deferring taxes now, only to face a bigger bill down the road?

In this episode, Bryan Repple sits down with Michael Mandarino, a financial advisor at 123 Investing, to tackle year-end tax planning strategies that high-income earners often overlook. They delve into powerful tools like Roth conversions, oil and gas programs, and opportunity zones—all designed to boost your financial IQ and help you align your tax strategy with your broader financial goals. Don’t miss these insights to make the most of your earnings while keeping your future tax obligations in check.

Michael discusses: 

  • How can effective tax planning help you avoid wasting money on unnecessary taxes
  • When is the best time for high-income earners to consider a Roth conversion
  • What unique tax advantages do oil and gas investments or opportunity zones offer
  • Why is consulting a professional important for maximizing tax benefits and minimizing liabilities
  • And more

Connect with Bryan Repple: 

Connect with Michael Mandarino: 

About Our Guest: 

Michael William Mandarino, hailing from West Newton, Pennsylvania, exemplifies a journey of dedication and leadership that has led him to become a renowned financial advisor. His foundation was laid in a town that prides itself on hard work, a value that propelled him to the United States Military Academy at West Point. Here, Michael earned a Bachelor of Science in General Management with a focus on Systems Engineering, setting the stage for his future leadership roles.

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Bryan Repple. The content has been made available for informational and educational purposes only. The content is not intended to be a

substitute for professional investing advice.

Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. Bryan Repple is a registered representative and investment advisor for G.A. Repple & Company, member of FINRA, SIPC.
Exploring Stem Cell Therapy for Health and Longevity (Ep.13)

Exploring Stem Cell Therapy for Health and Longevity (Ep.13)

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Lately, there’s been a lot of buzz around new health strategies that aim to boost both physical and mental well-being. Stem cell therapy, in particular, is catching everyone’s attention as a promising path in regenerative medicine for those looking to improve their health and longevity.

Bryan discusses his recent experience with stem cell therapy in Medellin, Colombia, exploring the benefits and processes involved. He emphasizes the importance of health as wealth and shares insights on how stem cells can aid in recovery, enhance overall well-being, and potentially slow down the aging process.

Gain insight as Bryan discusses: 

  • His journey to Medellín for stem cell therapy and what motivated him to explore this advanced treatment
  • What stem cells are and how they work to repair and rejuvenate the body
  • Why people are traveling abroad for medical treatments like stem cell therapy and the precautions Bryan took
  • And more

Connect with Bryan Repple: 

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Bryan Repple. The content has been made available for informational and educational purposes only. The content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. Bryan Repple is a registered representative and investment advisor for G.A. Repple & Company, member of FINRA, SIPC.
Understanding Reverse Mortgages with George Vrban (Ep.12)

Understanding Reverse Mortgages with George Vrban (Ep.12)

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Tune in now as Bryan Repple speaks with George Vrban, a mortgage veteran of 30 years,  on the transformative power of reverse mortgages. They explore the myths surrounding reverse mortgages, the challenges faced by baby boomers, and how to leverage housing wealth for financial success.

Key Highlights: 

  • Dispelling Reverse Mortgage Myths: Learn the truth about reverse mortgages, including the misconceptions about losing home ownership and the role of FHA insurance
  • Retirement Strategies Using Housing Wealth: Discover how to utilize your home’s equity to create a sustainable income stream in retirement without worrying about monthly mortgage payments
  • Tax-Free Financial Benefits: Understand the tax advantages of reverse mortgages, such as accessing your home equity without increasing your taxable income
  • Real-Life Success Stories: Hear inspiring examples of individuals who transformed their retirement and financial health through the strategic use of reverse mortgages
  • And more

Resources:

Connect with Bryan Repple: 

Connect with George Vrban: 

About Our Guest: 

With over 30 years of experience in the insurance and mortgage industries, George Vrban has been a trusted advisor since 1992. He began specializing in reverse mortgages in 2006, successfully closing hundreds of loans and helping countless clients secure their financial futures. George’s extensive knowledge and honest approach make him a standout in the industry, empowering clients to make educated and informed decisions about their financial well-being.

George’s passion for helping others is reflected in his active memberships with the Florida Planning Association (FLFPA), Circle of Wealth (COW), and the National Association of Insurance and Financial Advisors (NAIFA). His dedication to his clients is matched by his commitment to these professional organizations, ensuring he stays at the forefront of industry development.

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Bryan Repple. The content has been made available for informational and educational purposes only. The content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. Bryan Repple is a registered representative and investment advisor for G.A. Repple & Company, member of FINRA, SIPC.